Update: DEAD! Don’t miss it if this becomes alive again. Sign up for deal notification alerts here!
Update: These offers will expire on 4/6 at 10am EST!
Originally posted on 1/27:
- IHG One Rewards Traveler Credit Card
- IHG One Rewards Premier Credit Card
- IHG One Rewards Premier Business Credit Card
Table of Contents
Limited time signup bonus:
- You can earn 120,000 points for signing up for the Chase IHG One Rewards Traveler Credit Card and spending $2,000 within 3 months.
- You can earn 175,000 points for signing up for the Chase IHG One Rewards Premier Credit Card and spending $3,000 within 3 months.
- You can earn 140,000 points for signing up for the Chase IHG One Rewards Premier Business Credit Card and spending $3,000 within 3 months.
The end date for this offer is not yet published.
Annual fee:
- IHG One Rewards Traveler Credit Card: None
- IHG One Rewards Premier Credit Card: $99
- IHG One Rewards Premier Business Credit Card: $99
Welcome bonus terms:
You can receive the bonus on the IHG Traveler or Premier card if you haven’t received a bonus on an IHG consumer card in the past 24 months and don’t currently have an IHG consumer card, though there have been reports of people getting the card and bonus even if they have a grandfathered IHG Select card.
You can receive the bonus on the IHG Premier Business card if you haven’t received a bonus on an IHG Premier Business card in the past 24 months and don’t currently have an IHG Premier Business card.
5/24:
Typically, Chase cards are be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.
However there have been reports of 5/24 rules being waived for co-brand consumer cards like these.
You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.
$50 Annual United TravelBank Cash
The IHG Premier and Premier Business cards both award $50 in United TravelBank card every calendar year, with $25 deposited every 6 months.
You can register for that credit here.
Annual free night with top up feature:
This IHG Premier card and IHG Premier Business cards come with an annual anniversary night for hotels that cost up to 40,000 points. Plus you can now use points to top up the 40K free night certificates earned on this card for hotels that cost more than 40K points. There is no limit to how many points you can use for a top-off, which means that certificates are now much more valuable as you can better maximize the 40K points value.
The night must be used within 12 months of when it’s awarded.
For example a night at the Intercontinental David Tel Aviv is 56K points and the Crowne Plaza Tel Aviv Beach is 41K points for a stay in 2023. Under the new policy you can use 16K or 1K points respectively to use a free night certificate at those hotels.
A paid night in a water villa at the Six Senses Laamu Maldives will set you back some $1,600, but can be had for just 100,000 points or a 40K free night plus 60,000 points.
The grandfathered IHG Select card remains unchanged, but its free night certificates do not have the ability to top up with additional points.
Bonus annual free night with top up feature:
If you spend $60,000 during a calendar year on a IHG Premier Business card, you will earn a bonus 40K free night certificate, which will also have the top-up feature.
Elite status for cardholders:
Having the IHG Traveler card gives you Silver elite status. If you spend $20K and one additional purchase in a calendar year you’ll earn Gold elite status.
Having the IHG Premier card or IHG Premier Business card gives you Platinum elite status, which gives free internet, 50% bonus points, upgrades, welcome amenity, late checkout, and more.
You can earn Diamond elite status with $40K spend and one additional purchase on the IHG Premier card or IHG Premier Business card in a calendar year. Diamond status gives 100% bonus points, access to the Diamond phone line, and a free full hot breakfast on stays.
Non-expiring points:
IHG cardmembers’ IHG points will not expire for as long as they remain a cardholder.
4th award night free:
When IHG Traveler, Premier, and Premier Business cardholders book an award stay, every 4th night will be free!
If you have both the discontinued IHG Select card and the IHG Premier, Business Premier, or Traveler card you’ll get every 4th award night free AND a 10% rebate on award nights!
Global Entry/TSA Pre-Check/NEXUS:
IHG Premier and Business Premier Cardholders will get reimbursed for Global Entry/TSA Pre-Check charges every 4 years.
Cardholders can also get reimbursed for NEXUS, which includes Global Entry/TSA Pre-Check.
Those programs make flying so much easier, read about them here!
Card earnings:
- IHG Traveler earns 3 points per dollar on on gas, 3 points per dollar on dining, 3 points per dollar on utilities, internet, cable, phone, and select streaming services purchases, and 2 points per dollar on all other purchases. IHG One Rewards Traveler Credit Cardholders earn 17 points per dollar at IHG hotels, which consists of 5 points per dollar on the card, 10 points per dollar from IHG for the stay, and 2 bonus points per dollar from IHG for being a Silver elite member, which is automatic for cardholders. Bookings must be made directly on IHG.com.
- IHG Premier earns 5 points per dollar on all travel, 5 points per dollar on gas, 5 points per dollar on dining, and 3 points per dollar on all other purchases. IHG One Rewards Premier Credit Cardholders earn 26 points per dollar at IHG hotels, which consists of 10 points per dollar on the card, 10 points per dollar from IHG for the stay, and 6 bonus points per dollar from IHG for being a Platinum elite member, which is automatic for cardholders. Bookings must be made directly on IHG.com.
- IHG Premier Business earns 5 points per dollar on all travel, 5 points per dollar on gas, 5 points per dollar on dining, 5 points per dollar on social media and search engine advertising, 5 points per dollar office supply stores, and 3 points per dollar on all other purchases. IHG One Rewards Premier Business Credit Cardholders earn 26 points per dollar at IHG hotels, which consists of 10 points per dollar on the card, 10 points per dollar from IHG for the stay, and 6 bonus points per dollar from IHG for being a Platinum elite member, which is automatic for cardholders. Bookings must be made directly on IHG.com.
There are no foreign transaction fees on these cards.
Spend Threshold:
You’ll need to spend $2,000-$3,000 within 3 months to receive the bonus.
You can pay your federal taxes for a 1.85% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.
My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.
Annual Point Bonus and Statement Credit:
IHG Traveler cardholders earn 10K points every calendar year if you spend $10K on the card and make one additional purchase.
IHG Premier and Premier Business cardholders earn 10K points and a $100 statement credit every calendar year if you spend $20K on the card and make one additional purchase.
Will you signup for the IHG One Rewards Traveler Credit Card, IHG One Rewards Premier Credit Card, or IHG One Rewards Premier Business Credit Card? Where will you use your anniversary nights?
Leave a Reply
32 Comments On "Last Call, Ends Tomorrow! Earn Up To 175,000 Points On The IHG Traveler, IHG Premier, And IHG One Rewards Premier Business Credit Cards"
All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.
The $50 Annual United Travel Bank Cash and the top up feature are my two favorite perks of the IHG Premier Card .
but really what are these points worth ?
I’d value IHG points around 0.4 cents each. They sell them directly for 0.5 cents pretty often. But you can get better value than that.
4/24
I applied ink cash 2weeks ago and just got approved. Can I also apply this card ?
Yes.
DP: I tried to get the IHG Premier card in 2022 Q4 but was sadly denied due to having the grandfathered Select card. May try for Business Card now or in the future as the terms do not preclude me from being approved, and I want to have access to the 4th night free stacked with 10% off awards at some point…
Correct so how exactly does the extra 10 percent work?
I was just approved for Business Premier deapite having the Select IHG card and the Premier card. My question is- if I received the United Travel Bank credit ldy in my Premier card, can I also get it in my new Business Premier card? Thanks.
How does this compare to the Chase Sapphire Reserve card?
Completely different cards. This one is just for IHG hotels. Sapphire is for any hotel, flights etc
Wow Jay really impressive. I was wondering if any would be a big tzadik and answer that one.
If I spend $40k in Feb or March of 2023, do I get Diamond till Dec 2024?
My wife just got this card a week ago for 140,000 bonus points, wish I would have waited. Would chase/IHG give 175k if it were a few days difference?
Send an SM and ask.
Does the United travelbank credit ever expire?
every 6 months
Anyone?
I think its good for 5 years from purchase.
Does anyone know him much the David intercontinental in tlv costs a night? In points
I thought IHG was one of those partners that can transfer points 1:1, so can you just transfer these to chase rewards points? I assume it’s not that simple, but what am I missing?
You can transfer Chase UR points to IHG, but not vice versa. But the Chase points are much more valuable.
Is there an FX fee on this card?
If I have the grandfathered IHG Select card, can I start to top up their annual certificates if I get the IHG Business card?
Dan- thanks for the reminder for these cards. I have the old IHG card with the $49 AF so im still hesitant to cancel it.
In this thread I see one DP about someone getting approved while having it, have you seen more consistent DP of this being true? Or has it been strictly to the rule of not having multiple personal ihg cards.
Tia!
And to follow up on this question, if I did cancel how many days would it take to clear the system for me to get the premier card?
Thanks again
I was approved 1 week after cancelling my old IHG card
Anyone manage to get the ihg biz cards on multiple businesses like the ink cards?
how much can i sell the free night for?
Would the IHG Premier card cover the recent travel dalay from the FLL airport shutdown?
Does all additional expenses have to be booked on the IHG card or only the original airfare?
I just applied for the business card with the 140K bonus offer, And I just saw they topped it up to 165k, any ideas on how I can get them to honor the new offer?
The $25 United credit expires in July and December each year it seems.
Any idea if a new improved offer is coming out or just take the 140k offer?